Well, Damn.

Guess who's got two thumbs and lost her VISA?!  THIS GAL!

Sigh.

Yeah, some of you may feel like this sounds familiar and that's because it is!  Lost my VISA in what feels like not that long ago but was a chunk of years ago.  Sigh.

It wasn't quite as stressful as the last time because I was pretty sure it was just me this time (rather than potentially a theft).

Similar M.O. as last time though so I guess I have to say I didn't learn my lesson the first time but I damn well better have this time.

Went out for a walk.  Had plans to hit the store at the end of the walk, so did as I often do and slipped the VISA card into the little mini pouch and then into my pocket.

Wore a slightly different outer jacket than I usually do, which I say because I think this is where the problem came in.

The other times I've done this I have a rain jacket with big deep pockets and so the mini pouch sits at the bottom of those pockets, but this time I had just my workout jacket and a warm, pocketless jacket on top because it was chilly but no sign of rain coming.

So I did my walk and then walked past my house and to the store and feeling all proud of myself I collected some junk food (what, at least I'm honest!) and some dinner stuff and I headed to the checkout.  Before I got into the line I figured I'd pull out my shopping bag and get my VISA in hand and my... VISA?  tap pocket, tap other pocket.  My VISA?  I put the carrier basket down.  I felt through my two pockets.  Nope.  Nope nope nope no card.  Shit.

Ok, well at least I wasn't standing in line having to explain that I lost my card.  Was frustrated and a little anxious though but I went and put everything back and headed back home, really hoping I'd just forgotten to take the card out or some simple explanation and that it was safe and sound in my apartment.  (With some worry setting in.)

I got home.  Looking hopefully for the little wallet slip things.  Not there, not there, not even in the bathroom.  Not in any other jacket pocket.  Damn.

I went online and used their process to "lock" my card.  (And checked but didn't see any new transactions in the last hour.)  I walked through my apartment and down the block to see if maybe it fell out when I put my mask into my pocket at the start of my walk but no luck.

I absolutely thought about redoing the whole walk I'd just completed but when I considered that part of me just didn't want to (it was an hour's walk) and I couldn't guarantee that I'd notice the dark wallet against the autumn rainy dark sidewalks and leaves.  And I also couldn't guarantee that someone else hadn't already picked it up.  But I did think I *should* go retrace my steps.  And then honestly you guys I just didn't.

I went back into my place and just flat out cancelled the card.  Sigh.

Might I have found the card if I'd tried my best to retrace my steps through the park?  Maybe.  With no guarantees.  Might that have been a better course of action?  Maybe.  The card was locked, no one could use it.  But... I didn't.

And now I have no credit card for "5-10 business days".

Which isn't the end of the world as I do have a debit card, but it does take some rethinking of things.

And I tried to make a list of the (mainly) online places I'll have to go to to change my card information.  And I wish I'd done that back in 2017 when I would have had to go through this, but I do at least use a budgeting program so I was able to scroll through the transactions of the last few months and I think I've now written down most of the places I'll have to contact.  A little bit of a pain in the ass but hey, it is what it is.

I was pretty frustrated with myself for this human error but it feels a little less awful than thinking someone stole it from me (if that makes sense.)

I'm aware my card is out there somewhere and someone will probably find it and not know what to do.  (The answer I got from a card company when I found someone's card a while ago was to cut it up and dispose of it, so hopefully that's what whoever maybe finds it does.)

But yeah... lost my VISA card.  Which is frustrating and annoying and also ever so slightly interesting as you realize the things you can't do for the time being.